Commercial Lending

Entire economies have been affected by the global pandemic, supply chain disruptions, and rising inflation on top of the usual ebb and flow of local and international market forces. These increased uncertainties mean commercial borrowers and lenders must make careful decisions when taking on debt or extending credit.

Woods Rogers can guide you through this complex process. Our commercial lending attorneys have represented lenders, arrangers, purchasers, sponsors, and specialty lenders, as well as non-bank borrowers, in billions of dollars of commercial loan closings and related financings. We work with you to document, negotiate, and close virtually all types of loans, including:

• Acquisition financings
• Asset-based, cash-flow, and securities-based loans and credit facilities
• Bridge, mezzanine, and second-lien loans
• Construction real estate financing
• Corporate and specialty finance
• Exchange offers
• Letters of credit
• Recapitalizations, restructurings, workouts, and debtor-in-possession (DIP) lending
• Recourse and non-recourse loans
• Syndicated loans
• Vessel, industrial, and waterfront financing

Regulatory Compliance

We advise clients on all aspects of regulatory compliance and enforcement involving federal lending and banking-related laws and regulations—and their state-level counterparts—such as the Bank Secrecy Act, the Truth in Lending Act (TILA), and the Uniform Commercial Code (UCC), among others.

Dispute Resolution

When disputes arise, our skilled litigators draw on their experience before federal and state courts and before administrative bodies such as the Virginia State Corporation Commission, to deliver goal-driven advocacy for our clients. We work closely with you to determine your objectives and create an effective dispute-resolution strategy, whether this involves negotiating a settlement, pursuing mediation or arbitration, or pursuing redress before judges and juries.