Compliance & FinTech

The attorneys on the Woods Rogers Compliance & FinTech team help clients navigate the complex laws and regulations impacting the financial services industry. Our team can address the full range of legal issues affecting financial institutions, from traditional banking matters to Financial Technology (FinTech) innovations and cybersecurity concerns.

Regulatory Compliance

Our attorneys provide counsel in the following areas:

• Asset-Based Lending, construction, and permanent financing
• Bank Secrecy Act
• Capital markets
• Commercial finance
• Corporate governance
• Creditors rights
• Investigations and enforcement actions
• Long- and short-term debt
• Provider agreements
• Regulatory compliance and enforcement
• Special purpose lending/consumer credit
• Truth in Lending
• Uniform Commercial Code

Financial Technology

FinTech innovations continue to transform the ways in which companies offer financial products and services to consumers and businesses. Our attorneys can advise clients on the compelling new business opportunities these innovations are creating, whether in connection with online lending and payment platforms, cryptocurrency exchange activities, alternative payment providers, or other digital services.

Our attorneys counsel clients on issues relating to the development of FinTech products and services, including online terms of use, state licensing, privacy and cybersecurity, federal anti-money laundering, and partnerships between banks and FinTech lenders. We also prepare 50-state surveys for clients in the FinTech space, covering issues such as interest and usury, consumer finance compliance, and money transmitter licensing.